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Banking in Spain

Bankinter in Spain: a guide for expats

By Linus Palmqvist, Head of Operations Reviewed by Simon Nilsson Last reviewed

Bankinter has a dedicated English phone line and an assisted option for foreign-document applicants, but it does not publish the exact non-resident requirements, timing or fee. Treat it as an option to check directly, not a confirmed newcomer solution.

A Bankinter branch on a residential street in Madrid

Is Bankinter right for your stage of move?

Useful to call for English guidance, but the public details are too thin to promise a particular non-resident outcome.

Good fit if

  • You want to start with a dedicated English phone line.
  • You can verify your individual option before applying.
  • You are comfortable with assisted phone or branch onboarding.

Check carefully if

  • You need a confirmed pre-arrival option.
  • You need published non-resident fees or a document checklist.
  • You expect a Spanish 900 number to work from abroad.

Choose your option

Choose between independent help with your move or checking Bankinter's current process directly.

Settlewell team helping people understand their move to Spain in English

Get your move to Spain organised in English

Settlewell helps you understand your whole move to Spain, including how banking fits alongside home services. We do not open or arrange a bank account on your behalf.

  • Compare banking options against your stage of move.
  • Understand what is confirmed and what needs checking directly.
  • We compare, sign up, and schedule utilities, internet, insurance and more.
Compare banking options
Leo and our team help you compare your options in English

What stage are you at?

Bank fit changes depending on where you are in the move. Check each stage before treating a bank as a good option.

Before you arrive

Not available

Bankinter’s non-resident page refers to opening when you are in Spain, so it is not a confirmed pre-arrival option.

Just landed

Conditional

Foreign-document applicants are directed to assisted phone or branch onboarding, but Bankinter does not publish the exact requirements. Ask the bank directly.

Settled resident

Conditional

The standard self-service option needs a Spanish DNI and Spanish mobile; Bankinter does not publish which option applies to other settled residents. Ask directly.

IBAN

Bankinter does not publish the IBAN outcome for its assisted foreign-document option; confirm it directly.

Fees

Bankinter does not publish its non-resident fee; check directly with the bank.

Prepare before you apply

Match the option to your current stage, then confirm the live bank requirements before submitting an application.

  1. 1

    Call first

    Use the dedicated English line to confirm your option before collecting documents.

  2. 2

    Do not rely on the 900 line

    The foreign-document contracting number is not callable from abroad.

  3. 3

    Ask for the missing details

    Bankinter does not publish the exact non-resident checklist, certificate process, timing or fee. Ask directly.

English support reality

Bankinter’s dedicated English-language phone line is its clearest confirmed differentiator.

English line

Call +34 91 657 88 01 for dedicated help in English.

Set expectations

The public details for non-resident onboarding are thinner than at other major banks.

Compare other banking options

The right option can change as you move from planning your arrival to living in Spain.

Santander

Read guide
Best stage
Before you arrive
IBAN
Spanish IBAN
English support
English is listed in the app and site; English phone support is not guaranteed.
Best for
Applicants before arrival whose country is on Santander’s current list.

CaixaBank / HolaBank

Read guide
Best stage
Before you arrive
IBAN
Spanish IBAN
English support
Multilingual tools and interpretation help are marketed; confirm the live support for your option.
Best for
Before-arrival applicants from the 18 listed countries who want a branch network.
Best stage
Settled resident
IBAN
Spanish IBAN
English support
English contracts are not confirmed publicly; the app listing reviewed was Spanish.
Best for
Settled residents seeking a digital Spanish bank.

Openbank

Read guide
Best stage
Settled resident
IBAN
Spanish IBAN
English support
The app lists English, though some translation may be incomplete.
Best for
Settled residents who already have a Spanish mobile number.
Best stage
Settled resident
IBAN
Spanish IBAN
English support
Likely good English app and chat support; normal phone support is limited.
Best for
Keep from home now; register to Spain once you live here

Revolut

Read guide
Best stage
Settled resident
IBAN
Spanish IBAN
English support
App-first support; no general public Spanish phone line.
Best for
Keep from home now; Spain-registered once resident
Best stage
Settled resident
IBAN
Foreign IBAN
English support
Likely English support through a logged-in help flow; no public Spanish phone line.
Best for
International transfers alongside a real Spanish account

Bankinter in Spain: common questions

Still have questions?

Need help comparing your banking path?

Start with the stage you are at, then compare the practical options for your move to Spain in English.

Compare banking options

About this content

Written by

Linus Palmqvist

Head of Operations at Settlewell

Linus moved from Sweden to Málaga in 2021 and set his own home up here, so most of this he has already done the hard way once. Before Settlewell he spent years at Workwide, the cross-border recruiter that has helped over 10,000 people into jobs abroad, latterly as its Head of Recruitment and Operations. He speaks Spanish, lives in Málaga with his partner, and spends his days on the phone to Spanish providers.

Reviewed by Simon Nilsson, Founder & CEOLast reviewed

Sources and transparency

This page is based on Bankinter's official information and is independent: Settlewell has no commercial relationship with Bankinter. Every claim on this page traces to a dated, sourced fact: a bank statement, an official term, or regulator guidance. Never a guess or a commercial preference. Where public information does not answer a question, this page says so plainly instead of filling the gap. Check live terms with the bank before applying.

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