Most expats underestimate the upfront cost of renting in Spain. Use this calculator to see exactly what you'll need on signing day — no surprises.
Renting in Spain costs significantly more upfront than most people expect. Under Spanish rental law (Ley de Arrendamientos Urbanos, or LAU), the legal deposit (fianza) is 1 month's rent. Additional guarantees are capped at 2 months for standard vivienda leases, for a total guarantee value of up to 3 months. On top of that, you'll typically need to cover the first month's rent. For vivienda habitual (primary residence) leases, the landlord pays agency and contract formalisation costs by law (LAU Art. 20.1, as modified by Ley 12/2023). For seasonal or temporary contracts, the tenant may be charged. This tool calculates your realistic signing-day budget based on your specific situation. All calculations run in your browser. We do not store your inputs or share your data.
Tool data reviewed monthly. Last verified March 2026. This tool is for estimation purposes only - confirm final figures with a licensed advisor or lawyer.